This is a guest post titled "Need Based Financial Analysis – Are you investing the right way?" by Jayant Bhat. He has over 7 years experience in life insurance and reinsurance field as a Senior Financial Underwriter and Risk Analyst. By looking at the immense amount of questions being posted on this blog by various readers, I have invited Jayant to write a guest articles. I am glad he has agreed to write various things that an individual must know when it comes to finance and investment. The … Read more… about Are you Investing the Right Way?
Responsible use of Credit Cards
Have you been thinking of reducing credit card bills month on month? Here is my version of the story on extracting the best value out of credit card by optimized and responsible usage. My expenditure on credit card was increasing steadily and this made me to sit down and understand what was happening. I wasn't spending on un-necessary things for sure. But still every month, my bill used to be high and it was certainly a major instrument of out flow. So, it was obvious for me to understand and … Read more… about Responsible use of Credit Cards
Mac OS X and Indic Fonts
Most of the regional language news websites in India have very poor compliance with UTF-8 encoding. The list includes Telugu sites like Eenadu and Sakshi, Kannada sites like Prajavani and Kannadaprabha, etc., Atleast those are the sites which I frequenty access for regional news. However, these sites do provide their own ttf (True Type Font) to make the site readable. Many of these sites do provide instructions on how to install these fonts on a windows based operating system. Sadly, none of … Read more… about Mac OS X and Indic Fonts
Analysis of SBI Life Smart ULIP
With the launch of Smart ULIP, now SBI Life Insurance too has joined the bandwagon of ULIP market. Similar players in the market include LIC jeevan Varsha, ICICI Return Guarantee Fund, IDBI Fortis Bondsurance and Birla Sun Life Platinum Plus. You can read my take on those policies by following the links mentioned for each of those. Now, here is a quick review of SBI life Smart ULIP. As usual, first the good things about this product: The Smart ULIP product provides NAV guarantee that is the … Read more… about Analysis of SBI Life Smart ULIP
Redefining the Electoral Rules
There has been a long history of candidates contesting elections in India from 'Multiple Constituencies'. This has happened in the past and this time it is no different. It is up to you to either blame or praise the Indian constitution for providing such a provision for candidates to contest elections from multiple constituencies. In my view, it is huge dent to government treasury if a candidate is elected from multiple constituencies to either of *parliament* or *assembly* for a given period. … Read more… about Redefining the Electoral Rules